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DMT (Direct Motor Trade Insurance) is recognised as one of the leading providers of specialist insurance to the UK motor trade.

The emphasis on personal service and product innovation are key drivers to our growth and consequential success. You will be assigned a dedicated account manager and a support team who will possess the necessary technical expertise in recommending a product to your business. DMT also provide a 24 hour service to support your business on any issues that may arise out of hours, where you will benefit from access to your account manager and their team on a dedicated service line.

We’re always here to help: 0800 783 0002

3 Products to Suit Your Needs


Compact is our entry-level product which provides a minimum of fixed cover at a competitive price. You can also purchase additional cover to further align this product to your business requirements.

Key Benefits:

  • Unlimited vehicle values
  • Windscreen cover
  • Accompanied Demonstration
  • Public / Products Liability £2,000,000
  • Own & Customers Vehicles £50,000
  • Machinery, Plant, Fixtures & Fittings £20,000
  • Portable Hand Tools £2,000
  • Stock & Spares £1,000

Annual Premium starts at



Complete is our mid-market product that includes a comprehensive level of cover, but also allows you the flexibility of either purchasing additional cover or designing your own bespoke policy.

Key Benefits:

  • Protected No Claims Bonus
  • Customers Vehicles £500,000
  • Own Vehicles 30% Uplift on sum insured
  • All premises covers insured on a Full Theft basis
  • MOT Loss of Licence Cover £250,000
  • Wrongful Conversion Cover £250,000
  • Money £2,500

Annual Premium starts at



Premier is at the pinnacle of our portfolio of products and is one of the most innovative and comprehensive policies available in today’s market.

Key Benefits:

  • Free buildings and contents valuation
  • Removal of average clause following valuation that negates the risk of under insurance from your business
  • Premium rebates for good performance
  • Risk Management contributions

Annual Premium starts at


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